2.1 Age Requirement

You may only participate in the Games if you meet the following criteria:

• ● You are over eighteen (18) years of age, or you have reached the legal age of majority in your jurisdiction, whichever is greater.

2.2 Legality of Participation

• ● It is your sole responsibility to ensure that your participation in the Games is legal under the laws of your jurisdiction of residence
• ● You must verify that it is not prohibited by any applicable laws for you to engage in gambling or gaming activities.

2.3 Compliance Responsibility

• ● By using the Website and its services, you confirm that you will comply with the legal requirements in your jurisdiction.
• ● MD88 will not be held liable for any breach of applicable laws resulting from your participation in the Games.

3.1 Account Registration

3.1.1 To participate in any of the Games on the Website, you must first register with MD88 and open a Member Account.
3.1.2 You are permitted to have only one Member Account. Only one account per household, IP address, or device is allowed. If you attempt to open multiple Member Accounts, MD88 reserves the right to block or close all accounts and void any related bets. Any funds, deposits, winnings, or bonuses accrued through Duplicate Accounts will be forfeited, and MD88 may reclaim any withdrawn amounts.
3.1.3 If you wish to open a new account, you may do so by contacting the support team via LiveChat. The old account will be closed if a new one is created.
3.1.4 You must provide accurate, complete, and truthful information during registration, including a valid email address. Failure to provide valid information may result in your account being blocked.
3.1.5 You are solely responsible for the confidentiality and security of your login details. MD88 is not liable for any misuse of your account resulting from the disclosure of your login credentials.

3.2 Account Verification
3.2.1 MD88 reserves the right to refuse account registration or close an existing account at any time. However, any virtual funds in your account will be returned, and any contractual obligations will be honored.
3.2.2 MD88 may require additional documentation or identity verification as part of the registration process to comply with regulations.

3.3 Restrictions on Certain Territories
3.3.1 Players from the following territories are prohibited from using MD88 services:

• ● United States of America, United Kingdom, France, Spain, Netherlands, Greece, Israel, and others as listed in the applicable terms.

3.3.2 Players from these regions are not allowed to use any payment method involving fiat currencies or cryptocurrencies on the Website.

3.4 Self-Exclusion and Responsible Gaming
3.4.1 Players may request self-exclusion from MD88 by contacting support. Upon self-exclusion, the account will be closed, and the player will be prevented from accessing the account.
3.4.2 If you wish to close your account, you are required to notify MD88 of any other accounts you may hold, and agree not to open any additional accounts. MD88 will make reasonable efforts to prevent account reopening, but it is your responsibility to ensure no other accounts are created.
3.4.3 MD88 does not currently offer a loss limit feature. It is your responsibility to manage your gambling activity within your financial means.

3.5 Transaction Security
3.5.1 MD88 uses SSL encryption for secure transactions. All customer data will be treated confidentially and will not be shared with third parties, except as required by law.
3.5.2 Withdrawals will be processed to the same payment method used for deposits. For example, if you deposited via fiat, any withdrawals will also be using fiat.

3.6 Deposit and Withdrawal Policy
3.6.1 You may only participate in the Games if you have sufficient funds in your account.
3.6.2 MD88 does not offer virtual credit for participation in games, and deposits must be made in advance.
3.6.3 The deposit method, amount, and limits will depend on the chosen payment method and will be displayed during the deposit process.
3.6.4 MD88 is not a financial institution and does not bear interest on account balances.
3.6.5 Deposits are typically credited to your account after confirmation. Withdrawals may require identity verification and may take additional time depending on the payment method.

3.7 Bonus Terms and Conditions
3.7.1 MD88 may credit your account with bonuses, such as a First Deposit Bonus, subject to the terms set out on the Website.
3.7.2 Bonus funds are only available for wagering once your existing funds have been used. If you withdraw or transfer your main deposit before fulfilling the bonus requirements, any bonus funds and winnings from that bonus will be forfeited.

3.8 KYC (Know Your Customer) Procedures
3.8.1 MD88 reserves the right to verify your identity at any point before allowing withdrawals, including requiring documents such as government-issued identification, proof of address, and payment method documentation.
3.8.2 Failure to provide required documents may result in your withdrawal being delayed or denied.
3.8.3 Fraudulent or fake documentation may lead to the confiscation of your funds and account termination.

3.9 Closing Your Account
3.9.1 You may request to close your account by contacting customer support. MD88 will return any remaining balance, subject to withdrawal charges, at its discretion.
3.9.2 MD88 reserves the right to close your account and return the account balance at any time without providing a reason or prior notice.

4.1 Age and Legal Eligibility
4.1.1 You hereby declare and warrant that you are over 18 years of age or such higher minimum legal age of majority as stipulated by the jurisdiction of your residence, and under the laws applicable to you, you are legally allowed to participate in the Games offered on the Website.
4.1.2 You understand that you are solely responsible for ensuring your participation in the Games complies with local laws and regulations.

4.2 Non-Professional and Personal Use
4.2.1 You participate in the Games strictly in your personal, non-professional capacity for recreational and entertainment reasons only.
4.2.2 You agree not to engage in any professional gambling activities or use the Website for any commercial purposes.

4.3 Participation on Your Own Behalf
4.3.1 You participate in the Games solely on your own behalf and not on behalf of any other person.
4.3.2 You agree that you will not transfer or assign any of your rights or obligations under this agreement to any third party.

4.4 Accuracy of Information
4.4.1 All information you provide to MD88 during the term of validity of this agreement must be true, complete, and correct.
4.4.2 You shall immediately notify MD88 of any changes to such information, including contact details, payment methods, and address.

4.5 Tax Responsibilities
4.5.1 You are solely responsible for reporting and accounting for any taxes applicable to you under relevant laws for any winnings that you receive from MD88.
4.5.2 MD88 is not responsible for any tax obligations incurred by you as a result of your participation in the Games.

4.6 Risk of Loss
4.6.1 By participating in the Games, you acknowledge and understand that you are taking the risk of losing Virtual Funds deposited into your Member Account.
4.6.2 You agree that MD88 will not be held responsible for any financial losses incurred while playing on the Website.

4.7 Prohibited Conduct
4.7.1 You shall not engage in any fraudulent, collusive, fixing, or other unlawful activity in relation to your or third parties’ participation in any of the Games.
4.7.2 You agree not to use any software-assisted methods, techniques, or hardware devices for your participation in any Games.
4.7.3 MD88 reserves the right to invalidate any wager or account activity that is found to involve such behavior.

4.8 Virtual Funds and Currency
4.8.1 You acknowledge that Virtual Funds (such as Bitcoin) are not considered legal currency or tender. They are treated as virtual funds with no intrinsic value on the Website.
4.8.2 You understand that the value of Bitcoin can fluctuate dramatically depending on the market value, and MD88 is not responsible for such fluctuations.

4.9 Use of Third-Party Payment Methods
4.9.1 You are not allowed to use any payment methods that belong to a third party or person.
4.9.2 If MD88 determines during security checks that you have violated this condition, your winnings will be confiscated, and the original deposit will be returned to the owner of the payment account.
4.9.3 MD88 is not responsible for any lost funds deposited from third-party accounts.

4.10 Transfer of Virtual Funds
4.10.1 You are not permitted to transfer Virtual Funds from your Account to other players, or receive Virtual Funds from other players into your Account.
4.10.2 You shall not transfer, sell, or acquire user accounts.

4.11 Fair Play and Conduct
4.11.1 Games played on the Website should be conducted in the same manner as games played in other settings, where players should be courteous and avoid rude or obscene comments.
4.11.2 MD88 reserves the right to take action against any players who engage in inappropriate conduct, including warnings, suspensions, or account termination.

4.12 Error Correction and Cancellation of Wagers
4.12.1 In the event that a wager is confirmed, or a payment is performed in error, MD88 reserves the right to cancel all wagers containing such an error or to correct the mistake by re-settling wagers at the correct prices/spreads/terms that should have been available at the time the wager was placed.
4.12.2 Should you become aware of any errors or inconsistencies in the software, you agree to refrain from exploiting them and immediately report any such errors to MD88.
4.12.3 Failure to notify MD88 may result in you being liable for full compensation for any costs related to the error or incompleteness, including costs incurred from the error and the failure to report it.

4.13 System Failures and Refunds
4.13.1 If a game begins but miscarries due to a system failure, MD88 shall refund the amount wagered in the game by crediting it to your account or paying it out in an approved manner if the account no longer exists.
4.13.2 If you have any accrued credit at the time the game miscarries, MD88 will credit the value of that credit to your account or pay it out to you in an approved manner.

4.14 Right to Reject or Limit Wagers
4.14.1 MD88 reserves the right to reject or limit wagers at its discretion.
4.14.2 You are not permitted to wager an amount exceeding the available balance in your personal account. Any winnings will be credited to your account.

4.15 Investigation of Fraudulent Activity
4.15.1 MD88 reserves the right to retain payments if suspicion or evidence of manipulation of the casino system exists.
4.15.2 Criminal charges may be brought against any user or individual who manipulates or attempts to manipulate the casino system.
4.15.3 MD88 reserves the right to terminate or modify any games or events offered on the Website if manipulation or suspicious activity is detected.

4.16 Verification of Transactions
4.16.1 MD88 reserves the right to require verification of any suspicious or potentially fraudulent transactions.
4.16.2 You agree to provide any necessary documentation or information for verification upon request.

4.17 Void or Cancelled Wagers
4.17.1 MD88 reserves the right to declare a wager void, in part or in full, if it deems at its sole discretion that the following circumstances have occurred:
4.17.1.1 You or individuals associated with you may have directly or indirectly influenced the outcome of an event to obtain an unlawful advantage.
4.17.1.2 You or individuals associated with you are directly or indirectly avoiding the rules of MD88.
4.17.1.3 The result of an event has been directly or indirectly affected by criminal activity.
4.17.1.4 Wagers have been placed that would not have been accepted otherwise, but were accepted during periods when the Website was affected by technical problems.
4.17.1.5 A mistake, misprint, technical error, force majeure, or other error led to wagers being accepted under incorrect terms.

5.1 Acknowledgement of Data Collection
5.1.1 You hereby acknowledge and accept that it is necessary for MD88 to collect and use your personal data in order to allow you access to and use of the Website and participation in the Games.
5.1.2 MD88 acknowledges that in collecting your personal details, we are bound by applicable Data Protection legislation.
5.1.3 MD88 is committed to protecting your personal information and respecting your privacy in accordance with best business practices and applicable laws.

5.2 Use of Personal Data
5.2.1 MD88 will use your personal data solely to allow you to participate in the Games and to carry out operations relevant to your participation.
5.2.2 Access to your personal data will be limited to staff members who require it in the course of performing their duties.
5.2.3 Your personal data will not be disclosed to third parties, unless such disclosure is necessary to process your requests in relation to the Games.
5.2.4 You consent to such disclosures by agreeing to these terms.

5.3 Rights to Access and Rectify Personal Data
5.3.1 As an individual, you may exercise your right to access the data held about you by MD88 by submitting a written request.
5.3.2 While MD88 will make all reasonable efforts to keep your information up to date, you are kindly requested to inform us of any changes to your personal data.
5.3.3 If you consider any information held about you to be inaccurate, you have the right to request rectification of such data.
5.3.4 You also have the right to request the blocking or erasure of data processed unlawfully.

5.4 Use of Cookies
5.4.1 To improve the user experience, track visits to the Website, and enhance service quality, MD88 collects a small piece of information sent from your browser, called a cookie.
5.4.2 You may opt to disable the collection of cookies by following the instructions provided by your browser.
5.4.3 Please note that disabling cookies may restrict your use of certain features on the Website.

5.5 Publicity and Promotional Use of Winnings
5.5.1 If you win a sum considered by MD88 Management to be worthy of publicity, you agree to make yourself available for any event related to such publicity.
5.5.2 While MD88 protects all personal data entrusted to us, we reserve the right to use first names and the first initial of the last name in any announcement regarding promotional results or on the Website or lobby.

5.6 Marketing Communications
5.6.1 MD88 may inform you of changes, new services, and promotions that we believe may be of interest to you.

6.1 Contacting Customer Service
6.1.1 You may contact our customer service team via the instructions provided on the Website to submit any complaints regarding our services.

6.2 Handling of Complaints
6.2.1 Complaints are initially handled by the support department.
6.2.2 If the support personnel are unable to resolve your complaint immediately, it will be escalated within MD88's organization.
6.2.3 You will be informed of the status of your complaint at reasonable intervals.

6.3 Dispute Resolution
6.3.1 In the event of any dispute, the records of the server shall be the final authority in determining the outcome of any claim.
6.3.2 If there is a discrepancy between the result displayed on your screen and the result recorded on the game server, the result recorded on the game server will prevail.
6.3.3 You acknowledge and agree that MD88’s records shall serve as the final authority in determining the terms and circumstances of your participation in any gaming activity and the results thereof.

6.4 Communication of Disputes
6.4.1 When MD88 needs to contact you regarding a dispute, we will do so using the contact details you have provided.

6.5 Timeframe for Filing Claims
6.5.1 You agree that any claim or cause of action arising out of or related to these Terms and Conditions, or a service provided by MD88, must be filed within one (1) month from the date such claim or cause of action arose.

6.6 Restrictions on Complaints by Third Parties
6.6.1 Only the account holder may initiate a complaint.
6.6.2 You are prohibited from assigning, transferring, or selling your complaint to any third party.
6.6.3 If a complaint is handled by a third party rather than the original account holder, MD88 reserves the right to dismiss the complaint.

7.1 Assumption of Risk
7.1.1 You access the Website and participate in the Games at your own risk.
7.1.2 The Website and the Games are provided on an "as is" basis, without any warranties, whether express or implied.

7.2 Disclaimer of Warranties
7.2.1 MD88 and its directors, employees, partners, and service providers:
7.2.1.1 Do not warrant that the software or the Website is fit for its intended purpose.
7.2.1.2 Do not warrant that the software or the Website is free from errors.
7.2.1.3 Do not warrant that the Website or Games will be accessible without interruptions.

7.3 Exclusion of Liability
7.3.1 MD88, its directors, employees, partners, and service providers shall not be liable for any loss, costs, expenses, or damages, including but not limited to:
7.3.1.1 Direct, indirect, special, consequential, or incidental losses.
7.3.1.2 Losses arising in relation to your use of the Website or participation in the Games.

7.4 Indemnification
7.4.1 You agree to fully indemnify and hold harmless MD88, its directors, employees, partners, and service providers from any costs, expenses, losses, damages, claims, or liabilities that may arise in connection with:
7.4.1.1 Your use of the Website.
7.4.1.2 Your participation in the Games.

7.5 Financial and Investment Advisory Disclaimer
7.5.1 MD88 does not publish any content that constitutes a solicitation or recommendation to engage in securities, investments, or trading activities.
7.5.2 Links to external sites do not imply endorsement or approval of their content, owners, or services by MD88.
7.5.3 Users are strongly advised to conduct independent research and seek qualified professional advice before making financial or investment decisions.

7.6 Acknowledgment of Gambling Risks
7.6.1 By accepting these Terms and Conditions, you acknowledge that gambling may result in financial losses.
7.6.2 MD88 shall not be liable for any financial damage incurred through your use of the Website or participation in the Games.

8.1 Breach of Terms and Conditions
8.1.1 If you breach any provision of these Terms and Conditions, or if MD88 has reasonable grounds to suspect such a breach, the following actions may be taken at MD88's sole discretion:

8.1.1.1 Suspension or closure of your Member Account.

8.1.1.2 Withholding of payment of your winnings.

8.1.1.3 Application of funds in your account to offset any damages incurred due to your breach.

8.2 Final Authority on Breaches
8.2.1 You acknowledge and agree that MD88 shall have the sole and final authority to determine:

8.2.1.1 Whether you have violated MD88's rules, terms, or conditions.

8.2.1.2 Whether such a violation warrants suspension or permanent barring from participation on the Website.

9.1 Ownership of Intellectual Property
9.1.1 All website design, text, graphics, music, sound, photographs, videos, the selection and arrangement thereof, software compilations, underlying source code, software, and all other materials contained within the Website are subject to copyright and other proprietary rights.
9.1.2 These rights are either:

• ● Owned by MD88; or
• ● Used under license from third-party rights owners.

9.2 Limited License for Personal Use
9.2.1 Any material contained on the Website may only be:

9.2.1.1 Downloaded to a single personal computer; and

9.2.1.2 Printed as a hard copy for your own personal and non-commercial use.

9.3 Exclusion of Interest in Intellectual Property
9.3.1 The use of the Website does not grant any user interest in or ownership of any intellectual property rights, including but not limited to:

• ● Copyright.
• ● Know-how.
• ● Trademarks.

9.4 Prohibition of Unauthorized Use
9.4.1 Users are strictly prohibited from using or reproducing any trade names, trademarks, or logos appearing on the Website unless specifically permitted under these Terms and Conditions.

10.1 General Principle
10.1.1 If any provision of these Terms and Conditions (T&C) is deemed illegal, invalid, or unenforceable under applicable law:

• ● Such provision shall be deemed severed from these T&C; and
• ● The remaining provisions shall continue to be valid, binding, and enforceable to the fullest extent permitted by law.

10.2 Preservation of Intent
10.2.1 The severed provision shall be replaced or reinterpreted:

10.2.1.1 In a manner consistent with the original intent of the T&C; and

10.2.1.2 To preserve the purpose and effect of the agreement as closely as possible.

11.1 This section applies solely to registered player accounts.

11.2 If your account remains inactive, meaning no payment-related transactions have been made for a consecutive period of forty-eight (48) months, it will be classified as dormant.

11.3 MD88 will make reasonable efforts to contact you regarding the withdrawal of any remaining balance, using the communication channels you have provided.

11.4 If we are unable to establish contact within seven (7) days from the date your account becomes dormant, the following actions will be taken:

11.4.1 Fifty percent (50%) of your remaining funds will be donated to a charity organization selected at MD88’s discretion.

11.4.2 The remaining fifty percent (50%) will be retained as an administrative fee to cover the costs associated with maintaining your dormant account.

12.1 MD88 reserves the right to assign or transfer this Agreement, in whole or in part, to any party at its sole discretion and in accordance with applicable laws.

12.2 You are not permitted to assign or transfer any of your rights or obligations under this Agreement to another party without prior written consent from MD88.

13.1 These Terms & Conditions are governed by and construed in accordance with the laws applicable to the jurisdiction in which MD88 is regulated.

13.2 By using the MD88 website and its services, you agree to be bound by these Terms & Conditions, effective from [Insert Date]. Your continued use of the website signifies your acceptance of these terms.

13.3 If you have any questions or require further clarification regarding these Terms & Conditions, please do not hesitate to reach out to our dedicated support team. Our support representatives are available 24/7, including holidays, via live chat. We are here to assist you.

14.1 MD88 strictly prohibits any form of advantage play intended to exploit bonuses, promotions, or other offerings for financial gain beyond their intended use.

14.2 If MD88 identifies behavior indicative of advantage play, such as employing strategies aimed at creating a positive expected value on bonus returns or manipulating gameplay to secure guaranteed payouts, the following actions may be taken:

14.2.1 Immediate confiscation of any winnings derived from such activities.

14.2.2 Closure of the account in question.

14.2.3 Withholding of any pending withdrawals.

14.3 Examples of prohibited advantage play include, but are not limited to:

14.3.1 Delaying game rounds (including free spins and bonus features) to a later time when wagering requirements are no longer applicable.

14.3.2 Making new deposits while retaining free spins or bonus features in an active game.

14.4 MD88 reserves the right to take any necessary action to protect its offerings and ensure fair play, including withholding withdrawals and confiscating winnings in cases of suspected advantage play.

15.1 Refund Requests

15.1.2 Refund requests must be submitted within twenty-four (24) hours of the transaction in question to be considered.

15.1.3 If you believe that unauthorized access to your account has occurred, you may request a refund within thirty (30) calendar days of the transaction.

15.2 Refund Processing for Credit Card Deposits

15.2.1 MD88 reserves the right to process withdrawal requests as refunds against prior deposits made via credit card, up to the total deposit amount.

15.2.2 Any additional funds exceeding the total deposits will be paid out using an alternative payment method.

15.3 Calculation of Refund Amount

15.3.1 Prior to processing a refund, all bonuses and winnings within your account balance will be removed. The refund will be calculated based solely on your net deposits.

15.4 Risk and Security Considerations

15.4.1 In cases where credit card transactions are identified as posing heightened security or legal risks by the payment processor or MD88, the following actions may be taken:

15.4.2 Refunds will be processed directly back to the originating credit card.

15.4.3 Relevant authorities or parties will be notified as required.

15.5 MD88 reserves the right to review and verify refund requests to ensure compliance with this policy.

16.1 MD88 enforces a strict anti-fraud policy and employs advanced tools and techniques to detect and prevent fraudulent activities. If a player is suspected of engaging in any of the following fraudulent behaviors, MD88 reserves the right to take immediate action, including account termination and the suspension or cancellation of payouts:

16.1.1 Participating in collusion with other players.

16.1.2 Developing strategies aimed at securing unfair winnings.

16.1.3 Committing fraudulent acts against other online casinos or payment providers.

16.1.4 Initiating chargeback transactions or denying legitimate payments.

16.1.5 Creating multiple accounts to circumvent policies or gain undue advantages.

16.1.6 Engaging in any other form of cheating or deceptive behavior.

16.1.7 Declaring bankruptcy in the player's country of residence.

16.2 MD88’s decision to terminate an account under this policy is at its sole discretion, and the player may not be notified of the reasons for such action. MD88 reserves the right to report fraudulent activities to the relevant regulatory authorities.

16.3 Chargebacks

16.3.1 In the event of a chargeback, MD88 reserves the right to deduct an amount equivalent to the player’s available balance to recover damages and associated costs.

16.3.2 MD88 may seek further compensation for financial losses by contacting the player through their registered contact details (e.g., phone, email).

16.3.3 The player’s account may be closed, and any winnings resulting from fraudulent actions will be forfeited.

16.4 Zero Tolerance for Advantage Play
MD88 has zero tolerance for any form of advantage play. Players attempting to exploit welcome offers, bonuses, or other promotions acknowledge that MD88 reserves the right to void bonuses and any associated winnings. Examples of prohibited behavior include:

16.4.1 Using stolen payment cards.

16.4.2 Initiating chargebacks.

16.4.3 Creating multiple accounts to exploit promotional offers.

16.4.4 Providing false or inaccurate registration information.

16.4.5 Submitting falsified or forged documents.

16.4.6 Engaging in any action that causes harm or damages to MD88.

17.1 You are prohibited from assigning, pledging, or transferring ownership of any claims or rights arising from these Terms & Conditions, the use of the MD88 website, or participation in its games, without the explicit written consent of MD88.

17.2 This non-transferability clause applies to all assets of value, including but not limited to:

• ● Ownership of accounts.
• ● Winnings and deposits.
• ● Bets and any associated rights or claims, whether legal, commercial, or otherwise.

17.3 The prohibition on transfers also extends to actions such as, but not limited to:

• ● Encumbrance, pledging, or assigning.
• ● Usufruct or trading.
• ● Brokering, hypothecation, or gifting.
• ● Engaging in any cooperative arrangements with fiduciaries or third parties, including natural persons, legal entities, or any other organizations, in any manner.

17.4 This clause ensures the personal and exclusive nature of your relationship with MD88 and protects the integrity of all transactions and assets within the platform.

18.1 Any disputes arising between you and MD88, including its successors or assigns, whether under these Terms & Conditions, related agreements, or actions connected to these Terms & Conditions, shall be resolved exclusively through arbitration.

18.2 The arbitration proceedings will:

• ● Be conducted in [Jurisdiction] (e.g., "Cyprus," or specify MD88's regulatory jurisdiction).
• ● Follow the applicable arbitration rules and procedures under the [Jurisdiction's Civil Procedure Rules].

18.3 The arbitration process is binding, and all parties agree to waive their rights to resolve disputes through other legal forums unless explicitly permitted under these Terms & Conditions or applicable law.

18.4 By agreeing to these Terms & Conditions, you consent to arbitration as the sole method for dispute resolution and acknowledge the jurisdiction and governing law specified.